R 211600Z FEB 23
MSGID/GENADMIN/CMC WASHINGTON DC MRA MF/F002//
SUBJ/GUIDANCE FOR SERVICEMEMBERS’ GROUP LIFE INSURANCE (SGLI) INCREASE TO 500,000 DOLLARS//
REF/B/MSGID:DOC/SOES DODI 1341.14/YMD:20170119
NARR/REF A IS MARADMIN 139/19, UPDATED REQUIREMENTS REGARDING IMPLEMENTATION OF SERVICEMEMBERS' GROUP LIFE INSURANCE (SGLI) ONLINE ENROLLMENT SYSTEM (SOES).//
REF B IS DODI 1341.14, THE SERVICEMEMBERS’ GROUP LIFE INSURANCE (SGLI) ON-LINE ENROLLMENT SYSTEM (SOES).//
POC1/G. CASTLE/GS-13/HQMC MFPC/-/TEL:703-784-9512, POC2/A. BEAVERS/CAPT/HQMC MFPC /-/TEL: DSN 703-784-9181//
GENTEXT/REMARKS/1. Upon the effective date (1 March 2023), all Marines eligible for SGLI will receive maximum SGLI coverage of $500,000 automatically, regardless of prior elections to decline or reduce SGLI coverage. Marines will be given one calendar month to decline or reduce SGLI coverage without paying for the coverage (if previously elected no coverage) or the increase in coverage (if previously elected reduced coverage). Elections to decline or reduce SGLI coverage during this one-month period will become effective the first day of the following month (1 April 2023), ensuring all eligible Marines have maximum coverage for the first month of the increase.
2. Any elections to decline or reduce SGLI coverage after 1 April 2023 will become effective the first day of the month following the election and Marines must pay the premium for the month in which they made a new election per long-standing procedures. Election to decline or reduce SGLI coverage must be done via the Servicemembers’ Group Life Insurance On-line Enrollment System (SOES) in accordance with the references. Newly accessed Marines will utilize the SGLV 8286 and the Spouse Coverage Election and Certificate (SGLV 8286A) to manage their SGLI and FSGLI coverage until such time SOES becomes accessible to the Marine. Reserve Marines with part-time SGLI coverage will also continue to utilize the SGLV 8286.
3. Family Servicemembers’ Group Life Insurance (FSGLI) Coverage.
a. Spouses: There is no change to FSGLI spouse coverage. However, Marines who had no SGLI coverage previously, and do not elect to cancel SGLI coverage after the increase goes into effect, will now be able to elect coverage for a spouse, but must apply to do so, following existing procedures.
b. Dependent Children: When the increase becomes effective, Marines who had no SGLI coverage will now have their dependent children covered automatically at no cost, until they opt to cancel SGLI coverage. There is no change in dependent child coverage for those Marines who already had SGLI coverage. All FSGLI dependent child death claims occurring during the first calendar month after the effective date will be payable for $10,000 of coverage, even if no SGLI coverage was previously in effect.
4. TSGLI Coverage: When the increase becomes effective, Marines who had no SGLI coverage will now also be covered under TSGLI, until they opt to cancel SGLI coverage. There is no change in TSGLI coverage for those Marines who already had SGLI coverage. All TSGLI claims where injury occurred during the first calendar month after the effective date will have SGLI coverage in effect.
5. Impacts on SGLI Premiums: Claims are payable for coverage up to and including $500,000 based on the election of the Marine in SOES. The premium rate for SGLI coverage remains the same at 6 cents per thousand dollars of coverage. The TSGLI coverage up to $100,000 remains the same at $1.
6. SGLI policy questions may be directed to Mr. Gerald Castle, Head, Casualty Section, email@example.com, Tel: (703) 784-9512. SGLI process questions may be directed to Mr. Maurice Gordon, Sect, firstname.lastname@example.org, Tel: (703) 432-9176.
7. Release authorized by Lieutenant General James F. Glynn, Deputy Commandant, Manpower and Reserve Affairs.//