R 041751Z FEB 13
UNCLASSIFIED/
MARADMIN 061/13
MSGID/GENADMIN,USMTF,2007/CMC WASHINGTON DC MRA MF(UC)/F002//
SUBJ/PERSONAL FINANCIAL MANAGEMENT EDUCATION PROVIDED BY NON-FEDERAL ENTITIES//
REF/A/MSGID:DOC/DODI 1342.22/YMD:20120703//
REF/B/MSGID:DOC/DODI 1344.07/YMD:20060330//
REF/C/MSGID:DOC/SECNAVINST 1740.2E/YMD:20080712//
REF/D/MSGID:DOC/SECNAVINST 1740.4/YMD:20071009//
REF/E/MSGID:DOC/SECNAVINST 4001.2J/YMD:20090812//
REF/F/MSGID:DOC/CHAPTER 1, TITLE 48 CFR/YMD:20031001//
REF/G/MSGID:DOC/NAVSUPINST 4200.99/YMD:20061013//
REF/H/MSGID:DOC/CMC WASHINGTON DC MF/YMD:20040805//
NARR/REF A IS DODI 1342.22, MILITARY FAMILY READINESS.  REF B IS DODI 1344.07, PERSONAL COMMERCIAL SOLICITATION ON DOD INSTALLATIONS.  REF C IS SECNAVINST 1740.2E, SOLICITATION AND THE CONDUCT OF PERSONAL COMMERCIAL AFFAIRS ON DEPARTMENT OF THE NAVY INSTALLATIONS.  REF D IS SECNAVINST 1740.4, DEPARTMENT OF THE NAVY PERSONAL FINANCIAL MANAGEMENT EDUCATION, TRAINING, AND COUNSELING PROGRAM.  REF E IS SECNAVINST 4001.2J, ACCEPTANCE OF GIFTS.  REF F IS THE FEDERAL ACQUISITION REGULATION.  REF G IS NAVSUPINST 4200.99, DEPARTMENT OF THE NAVY POLICIES AND PROCEDURES FOR THE OPERATION AND MANAGEMENT OF THE GOVERNMENT-WIDE COMMERCIAL PURCHASE CARD PROGRAM.  REF H IS MCO P7010.20, MARINE CORPS COMMUNITY SERVICES NONAPPROPRIATED FUND PROCUREMENT POLICY.//
POC/S. CONLON/NF-5/UNIT:MFR/-/TEL:703-784-9550//
GENTEXT/REMARKS/1.  PURPOSE.  TO PROVIDE GUIDANCE ON USING FINANCIAL EDUCATION PROGRAMS OFFERED BY OR DEVELOPED BY NON-FEDERAL ENTITIES.
2.  BACKGROUND
  A.  MISSION READINESS IS THE PRIMARY OBJECTIVE OF THE MARINE CORPS.  THE PERSONAL AND FAMILY READINESS OF OUR MARINES IS A PRINCIPAL COMPONENT OF OVERALL READINESS.  THE FINANCIAL RESPONSIBILITY OF SERVICE MEMBERS AND THEIR FAMILIES IS AN INTEGRAL PART OF PERSONAL AND FAMILY READINESS.  INSTILLING FINANCIAL RESPONSIBILITY AND EDUCATING MARINES AND THEIR FAMILIES ABOUT FINANCIAL MATTERS HELPS THEM CONTROL THEIR CURRENT FINANCES, SAVE FOR THE FUTURE, AND REDUCES DISTRACTIONS FROM MISSION FOCUS.
  B.  THE MARINE CORPS PROVIDES A PERSONAL FINANCIAL MANAGEMENT (PFM) PROGRAM TO ASSIST MARINES AND THEIR FAMILIES.  THE MARINE CORPS IMPLEMENTS PFM SERVICES AT THE INSTALLATION LEVEL THROUGH THE MARINE CORPS COMMUNITY SERVICES (MCCS).  MARINE AND FAMILY PROGRAMS DIVISION (MF), MANPOWER AND RESERVE AFFAIRS, PROVIDES POLICY OVERSIGHT OF THE REQUIRED PFM SERVICES TO ENSURE COMPLIANCE WITH THE REFERENCES.
  C.  INSTALLATION PFM STAFF PROVIDE BRIEFS, WORKSHOPS AND CONFIDENTIAL COUNSELING ON MULTIPLE PERSONAL FINANCIAL TOPICS INCLUDING, BUT NOT LIMITED TO MANAGING MONEY, DEBT REDUCTION AND ELIMINATION, SAVING AND INVESTING, SAVING FOR A COLLEGE EDUCATION, TAX SAVINGS, AND FINANCIAL PLANNING.  A COMPLETE LIST OF RESOURCES AVAILABLE TO MARINES AND THEIR FAMILIES FREE OF CHARGE THROUGH THE PFM PROGRAM IS AVAILABLE AT WWW.MANPOWER.USMC.MIL AND THEN SELECT ACTIVE MARINE, MARINE AND FAMILY PROGRAMS DIVISION, PERSONAL AND PROFESSIONAL DEVELOPMENT AND THEN PERSONAL FINANCIAL MANAGEMENT PROGRAM.
  D.  OTHER PERSONAL FINANCIAL EDUCATION SERVICES DEVELOPED OR PROVIDED BY NON-FEDERAL ENTITIES (NFE), TO INCLUDE ALL NON-GOVERNMENTAL ENTITIES, ARE ALSO AVAILABLE TO COMMANDERS, SUBJECT TO THE CONDITIONS LISTED IN PARAGRAPH 3.  FOR PURPOSES OF THIS MARADMIN, NFE PERSONAL FINANCIAL EDUCATION SERVICES INCLUDE TRADITIONAL CLASSROOM INSTRUCTION AS WELL AS ALTERNATIVE MEANS, SUCH AS PROCTORED OR STAND-ALONE DVDS, WEBCASTS, STAND-ALONE MATERIAL, OR COMBINATIONS OF INSTRUCTOR, MATERIALS, AND METHOD OF PRESENTATION.
3.  ACTION
  A.  COMMANDERS ARE STRONGLY ENCOURAGED TO USE THE SERVICES PROVIDED BY THE INSTALLATION PFM STAFF AS THE PRIMARY SOURCE OF TRAINING AND COUNSELING RELATED TO FINANCIAL TOPICS.
  B.  A COMMANDER INTERESTED IN OFFERING OR PROVIDING NFE PERSONAL FINANCIAL EDUCATION SERVICES MUST ENSURE THAT THE PROPOSED NFE MATERIALS MEET ALL OF THE REQUIREMENTS SET FORTH IN REF B, EVEN IF OFFERED THROUGH ANY OTHER COMMAND ACTIVITY, SUCH AS THE COMMAND RELIGIOUS PROGRAM.
  C.  PER REF B, USE OF NFE PERSONAL FINANCIAL EDUCATION SERVICES IS APPROPRIATE ONLY IF THE NFE IS TAX EXEMPT, APPROVED BY ASN(MRA), AND INVITED BY THE INSTALLATION COMMANDER.
  D.  ANY COMMANDER SEEKING TO USE THE NFE PERSONAL FINANCIAL EDUCATION SERVICES, OR ANY PORTION THEREOF, BY A NFE THAT HAS NOT BEEN PREVIOUSLY APPROVED BY ASN(MRA) SHALL SUBMIT A REQUEST FOR APPROVAL OF THE NFE TO DC MRA VIA THE CHAIN OF COMMAND.  THE COMMANDER'S REQUEST FOR APPROVAL MUST CONTAIN A DETAILED DESCRIPTION OF HOW THE NFE AND THE PARTICULAR NFE PERSONAL FINANCIAL EDUCATION SERVICES MEET THE REQUIRED CRITERIA SET FORTH IN REF B AND REF D, TO INCLUDE THE EXPECTED COST OF THE SERVICES.  THE REQUEST ALSO MUST INCLUDE A WRITTEN LEGAL OPINION BY THE LOCAL SJA THAT THE PROPOSED ACTION COMPLIES WITH APPLICABLE DEPARTMENT OF DEFENSE (DOD) AND DEPARTMENT OF THE NAVY (DON) POLICIES AND AN OPINION BY THE LOCAL MCCS PFM STAFF ON HOW THAT PARTICULAR NFE'S SERVICES SUPPLEMENTS OR IMPACTS THE DOD, DON, OR MARINE CORPS PFM EDUCATION GOALS.
  E.  NO FUNDS SHALL BE EXPENDED TO PURCHASE OR PROVIDE NFE PERSONAL FINANCIAL EDUCATION SERVICES THAT HAVE NOT BEEN APPROVED, IN WRITING, IN ACCORDANCE WITH REF A THROUGH REF D.  ANY PROCUREMENT OF FINANCIAL EDUCATION PROGRAM OR TRAINING USING APPROPRIATED FUNDS MUST COMPLY WITH THE REQUIREMENTS OF REF F-H, AS APPROPRIATE BASED ON THE COST OF THE INSTRUCTION.
  F.  IF A COMMAND IS OFFERED A GIFT OF PERSONAL FINANCIAL EDUCATION SERVICES BY A NFE, E.G., NFE OFFERS TO DONATE OR PAY FOR COURSE MATERIALS, INSTRUCTORS, TRAINING, ETC., THE COMMAND MUST COMPLY WITH THE DEPARTMENT OF THE NAVY'S GIFT ACCEPTANCE RULES SET FORTH IN REF E, IN ADDITION TO THE REQUIREMENTS IN REF A THROUGH C AND THOSE ESTABLISHED HEREIN.
  G.  THE 5 MARCH 2012 ADVISORY OPINION BY RESEARCH AND CIVIL DIVISION, JUDGE ADVOCATE DIVISION WAS RESCINDED ON 20 SEP 2012.
4.  THIS MARADMIN IS APPLICABLE TO THE MARINE CORPS TOTAL FORCE.
5.  RELEASE JOINTLY AUTHORIZED BY LTGEN JOHN E. WISSLER, DEPUTY COMMANDANT FOR PROGRAMS AND RESOURCES AND LTGEN ROBERT E. MILSTEAD JR, DEPUTY COMMANDANT FOR MANPOWER AND RESERVE AFFAIRS.//