R 101802Z MAY 13
UNCLASSIFIED/
MARADMIN 241/13
MSGID/GENADMIN,USMTF,2007/CMC WASHINGTON DC MRA MF(UC)/F002//
SUBJ/REPEAL OF AUTOMATIC ENROLLMENT OF MEMBER-TO-MEMBER MARRIAGES IN THE FAMILY SERVICEMEMBERS GROUP LIFE INSURANCE PROGRAM//
REF/A/MSGID:DOC/NDAA FY2013/YMD:20130103//
REF/B/MSGID:DOC/CMC WASHINGTON DC/YMD:20110301//
NARR/REF A IS THE NATIONAL DEFENSE AUTHORIZATION ACT (NDAA) FOR FY2013.  REF B IS MCO P1741.8, THE MARINE CORPS GOVERNMENT LIFE INSURANCE MANUAL.//
POC/CONNIE PITT/GS11/UNIT:MFPC/-/TEL:703-784-9512//
GENTEXT/REMARKS/1.  THIS MARADMIN ADDRESSES THE REPEAL OF AUTOMATIC ENROLLMENT OF MEMBER-TO-MEMBER MARRIAGES IN THE FSGLI PROGRAM IN ACCORDANCE WITH THE NDAA FY2013, PUBLIC LAW 112-239, EFFECTIVE 2 JAN 2013.
2.  PRIOR TO NDAA FY2013 (2 JAN 2013), A MEMBER-TO-MEMBER MARRIAGE RESULTED IN AUTOMATIC SPOUSE COVERAGE FOR BOTH MEMBERS.  THESE MEMBERS ARE EITHER PAYING PREMIUMS OR ACCRUING A PREMIUM LIABILITY.  THE FOLLOWING SCENARIOS APPLY.
    A.  MEMBER A MARRIES MEMBER B ON OR BEFORE JANUARY 1, 2013.  THEMARRIAGE WAS REPORTED IN MCTFS TIMELY;
        (1) BOTH MEMBER A AND MEMBER B WERE AUTOMATICALLY ISSUED SPOUSE COVERAGE.
        (2) SPOUSE COVERAGE WAS EFFECTIVE AS OF THE DATE OF MARRIAGE.
        (3) MEMBER A AND MEMBER B OWE PREMIUMS FOR SPOUSE COVERAGE FROM THE DATE OF MARRIAGE (SINCE THE MARRIAGE WAS REPORTED IN MCTFS, THERE WAS AN AUTOMATIC DEDUCTION FOR PREMIUMS FOR BOTH MEMBERS.)
    B.  MEMBER A MARRIES MEMBER B ON OR BEFORE JANUARY 1, 2013.   THE MARRIAGE IS NOT REPORTED IN MCTFS AT THE TIME OF MARRIAGE;
        (1) BOTH MEMBER A AND MEMBER B WERE AUTOMATICALLY ISSUED SPOUSE COVERAGE.
        (2) SPOUSE COVERAGE WAS EFFECTIVE AS OF THE DATE OF MARRIAGE.
        (3) MEMBER A AND MEMBER B OWE PREMIUMS FOR SPOUSE COVERAGE FROM THE DATE OF MARRIAGE.
3.  UNDER NDAA, ALL MEMBER-TO-MEMBER MARRIAGES THAT OCCUR ON OR AFTER 2 JAN 2013 WILL NOT BE ENROLLED FOR AUTOMATIC SPOUSE COVERAGE.  FOR EXAMPLE, MEMBER A MARRIES MEMBER B ON OR AFTER 2 JAN 2013:
    A.  SPOUSE COVERAGE IS NOT AUTOMATICALLY ISSUED TO EITHER MEMBER A OR MEMBER B.
    B. IF EITHER MEMBER A OR MEMBER B WANT TO PURCHASE SPOUSE COVERAGE, THEY MUST SUBMIT AN APPLICATION, AND MEET GOOD HEALTH REQUIREMENTS.
4.  ALL MEMBER-TO-MEMBER MARRIAGES THAT OCCURRED ON OR AFTER 2 JAN 2013 ARE CONSIDERED MEMBERS WHO HAVE DECLINED COVERAGE.
    A.  WHENEVER A MEMBER DECLINES COVERAGE ON THEIR SPOUSE, THE MEMBER MAY THEREAFTER PURCHASE COVERAGE ON THEIR SPOUSE BY COMPLETING AN APPLICATION, WHICH INCLUDES HEALTH QUESTIONS, AND SUBMITTING IT VIA THEIR SERVICING IPAC/ADMIN.
    B.  IF COVERAGE IS ISSUED, THEN PREMIUMS WILL BE OWED FROM THE DATE OF APPLICATION.
5.  THE NDAA DOES NOT AFFECT MEMBERS MARRIED TO NON-MEMBERS (CIVILIANS). THE FOLLOWING SCENARIOS ARE PROVIDED FOR CLARIFICATION ON MEMBER TO NON-MEMBER COVERAGE.
    A.  MEMBER A MARRIED TO NON-MEMBER B.   MEMBER A WAS AUTOMATICALLY ISSUED SPOUSE COVERAGE ON NON-MEMBER B.  COVERAGE WAS EFFECTIVE AS OF THE DATE OF THE MARRIAGE AND PREMIUMS WERE INCURRED AND OWED FROM THE DATE OF MARRIAGE.
    B.  MEMBER A MARRIED TO NON-MEMBER B, THEN B ENTERED A UNIFORMED SERVICE ON OR BEFORE 1 JAN 2013.  BOTH MEMBERS ARE COVERED BY SPOUSE COVERAGE AND PREMIUMS WERE INCURRED AND OWED FROM THE DATE OF MARRIAGE.
    C.  MEMBER A MARRIED TO NON-MEMBER B. NON-MEMBER B ENTERED A UNIFORMED SERVICE ON OR AFTER 2 JAN 2013.  IN THIS CASE, MEMBER A WOULD RETAIN SPOUSE COVERAGE ON NEW MEMBER B AND PREMIUMS ARE INCURRED AND OWED FROM THE DATE OF MARRIAGE.  HOWEVER, IF NEW MEMBER B WANTS SPOUSE COVERAGE ON MEMBER A, NEW MEMBER B MUST SUBMIT AN APPLICATION, WHICH INCLUDES HEALTH QUESTIONS, TO THEIR SERVICING IPAC/ADMIN FOR APPROVAL.
6.  IN CASES WHERE A MEMBER-TO-MEMBER MARRIAGE EXISTS AND ONE OF THE MEMBERS SEPARATES FROM SERVICE, THE MEMBER WHO REMAINS IN THE SERVICE, AND WISHES TO OBTAIN SPOUSE COVERAGE TO COVER THE SEPARATED MEMBER, MUST COMPLETE AN APPLICATION, WHICH INCLUDES HEALTH QUESTIONS, AND SUBMIT IT TO THEIR SERVICING IPAC/ADMIN.
7.  THE PREMIUMS OF MARINES AFFECTED BY THE REPEAL OF MEMBER-TO-MEMBER AUTOMATIC FSGLI COVERAGE WILL BE REFUNDED.
8.  COMMANDERS WILL ENSURE MEMBER-TO-MEMBER MARINES WHO WISH TO ENROLL OR CONTINUE DECLINED FSGLI COVERAGE COMPLETE SGLV FORM 8286A AT THEIR IPAC/ADMIN SO THAT THE FORM CAN BY UPLOADED INTO THE MARINE'S OFFICIAL MILITARY PERSONNEL FILE (OMPF).
9.  ADDITIONAL INFORMATION MAY BE FOUND AT WWW.MANPOWER.USMC.MIL, UNDER "CASUALTY ASSISTANCE"; SELECT "INFORMATION FOR ADMINISTRATORS".
10.  QUESTIONS REGARDING THIS MATTER MAY BE DIRECTED TO MR. CONNIE PITT, FSGLI COORDINATOR, AT (703)784-9512.
11.  RELEASE AUTHORIZED BY LTGEN R. E. MILSTEAD, JR., DEPUTY COMMANDANT FOR MANPOWER AND RESERVE AFFAIRS.//